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Payment options other than credit cards
The following are the various steps that you would need to take in order to open a successful online store
No promotion equals to no sales. You can promote your store using online marketing strategies like search engine optimization,[link widoczny dla zalogowanych], email marketing, banner advertisements and affiliate marketing among others. While promoting your business you got to make sure to stay clear of any kind of illegal methods like spamming, cloaking etc. Your promotion activities should create a positive awareness about your online store that leads to trust building.
Hosting your store online
Your best option as a beginner would be to go for ASP services. These services are cheap and come with flexible options. As time passes and you online business develops, you can hire programmers to design yourself a customized shopping cart or buy shopping cart software programs that can be set up in your server. Some good ASP’s that offer shopping cart services are ‘SecureNetShop’ (SecureNetShop.com) and ‘GoEmerchant’ (GoEmerchant.com).
Internet checks are as popular as credit cards when it comes to paying online,[link widoczny dla zalogowanych]. Internet checks are comparatively safer and are best if your customers are from international destinations. This technique would involve your customer’s to make payments by an online blank check provided by an internet check service provider. This information is sent to the service provider for authorization. The merchant can also print the check on his printer immediately afterwards,[link widoczny dla zalogowanych]. Some good service providers who can offer you internet check services are paybycheck (paybycheck.com) and cross-check (cross-check.com).
Is my credit information safe,[link widoczny dla zalogowanych]?
How will the products be delivered to me and how long will it take?
Are their any additional costs associated with the item?
What kind of guarantees come with the product? Are there any discounts if I purchase multiple goods? What kind of customer service does the online shop have? What happens in case the goods are damaged or of low quality?
Firstly you got to make sure if your web host offers you with SSL encryption which is very important for secure money transactions online. Most web hosting companies would offer you with SSL secure server facilities along with a regular package whereas a few would charge you an extra amount for the service.
2.) Up time guarantees
The best way to decide your payment options is analyzing your customer behaviors. You can also have online check boxes or feedback forms on your website to collect information about your customer’s payment preferences and act accordingly.
Designing a website that sells
Your business is only as good as it remains online. Make sure to go for web hosting service providers who promise you an uptime guarantee of 99 %. Also check to see as to how they back up their data and what kind of back up systems they have in place in case of emergencies.
Get as much information about the hosting company’s support policies and the type of support they offer. Go for web hosting companies that offer 24/7 customer support.
If you are selling more than a handful of products then having a shopping cart on your site is a good idea. You have three major options of getting yourself an online shopping cart. First one is buying a shopping cart software program; the second is using services of an ASP and the third is programming it yourself,[link widoczny dla zalogowanych].
Shopping cart software programs are a costly option for beginners and can cost you anything between $ 150 - $ 800. Some good shopping cart software programs are ‘shopfactory 6’ (shopfactory,[link widoczny dla zalogowanych].com) and ‘storefront’ (strorefront.net)
One more option as already discussed above is making use of ecommerce website templates. These ecommerce templates have pre installed shopping cart systems and can help you set up a store in minutes,[link widoczny dla zalogowanych]. Some of these template providers also offer template customization services that would allow you to get your ordinary templates in selling modules.
3.) Private CGI-BIN
The customer is the king and just as in any other type of business here again you need to give your customer what he wants. To do this you got to be sure of your customer’s preferences. Basically you need to address the following doubts that your customers are likely to have in their mind while buying online
1.) Secure servers
The first most important aspect of online selling is to have a professional looking website that is designed to sell. You can go about creating the website from code up using web designers or simply go for readymade website templates. If you are purchasing website templates, be sure to go for templates that are professionally designed and have the option of shopping carts. Buying templates from providers who offer allied services like template customization, web hosting; SEO etc would be even better. Some template providers like ‘buytemplates.net’ offer allied services irrespective of where you actually purchased the template from. To get a rough idea of how your site should be designed you can take hints from successful online discount stores like ‘gap.com’ and ‘bestbuy.com’.
Internet checks
Author's Bio:
Even after all this is over there is no word like ‘remaining stagnant’ in online marketing. You got to keep on moving and adapting yourself to newer technologies and better marketing techniques to stay ahead and abreast of all those pesky competitors.
No matter what the speculation, credit cards are still the best way to accept payments. So make sure that your online business has facilities to accept credit cards. There was a time when you had to have a merchant account from a bank or financial institution to process credit card payments. But today there are enough options available that allow you to accept credit card payments even without a merchant account.
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Most web hosts promise you lots of goodies but may not live up to it. Make sure to test the web host’s credibility by asking them for references. The existing customers of the hosting company can give your first hand information on the service that you can expect to get.
Deciding on how to accept payments
Online selling is by no means a simple task. To sell products online not only requires making use of high end marketing strategies but also involves lots of planning. This article is meant for those of you who intent to start an online store. It is intended to give you a fair idea of what you would need to do and what you need to avoid while planning an online selling business.
Deciding on shopping carts
Paypal (paypal.com) is perhaps the best payment gateway and has no initial joining fees. Their service fees, per-transaction is very low and they allow you to accept payments from all over the world. In addition to Paypal some other good payment gateways are ‘2checkout’ (2checkout.com), ‘clickbank’ (clickbank.com) and ‘paysystems’ (paysystems.com).
A CGI-BIN directory is a location on your web server where you can upload your binary scripts or interactive programs. This is very important for payment processing and shopping cart management. So be sure that the hosing company gives you a private CGI BIN directory.
Web logs and statistics are vital for your online business. Studying the web logs can give you much needed information about your customers and your sales records. Understanding your customer behavior can help you retain customers and attract new customers,[link widoczny dla zalogowanych].
6.) References
Promoting your online store
It is by no means necessary that all your customers will have credit cards. As a matter of fact many of your customers don’t have credit cards, many don’t like to use credit cards,[link widoczny dla zalogowanych], many have credit card phobias and the remaining may not wish to share their credit card information online. Under such a situation it would be best for you to provide alternate payment options.
5.) Customer support
There are many factors that you need to take into consideration before selecting your web host when it comes to online selling. Some of the major factors are discussed as follows.
By mukesh
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In addition to this you should also look for services that offer you Mysql database and PHP scripting, unlimited emails and a minimum space of 10GB.
Assuring your Customers
These questions in particular and many more questions in general can arise in the minds of your customers depending on the type of your products and your online store reputation. You can address these issues by providing valuable information in your FAQ section. Providing an online live chat on your website would be a great way to deal with your customer queries. There are many services that offer free online chat software programs; for instance ‘boldchat’ (boldchat.com).
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Author's Bio:
Karon Thackston © 2005

Things go on sale all the time,[link widoczny dla zalogowanych], so if you're selling clothing or food or office supplies, you might have limited time offers that end simply because the sale date has past. However, if there is a reason your offer is limited (limited supply of items, testing a new item, etc.),[link widoczny dla zalogowanych], tell the customer. This can actually increase the sense of urgency.
Don't Play Games With Limited Time Offers
Give a reasonable deadline. Customers need time to act. Car manufacturers run incentive offers for a month or longer in part because of the high cost of vehicles and the need for arranging financing. The online clothing site I mentioned earlier set its deadline at two days (customers could easily click over to their site and shop immediately). Depending on the item, the purchasing medium and whether there is a need for financing or such,[link widoczny dla zalogowanych], you can adjust your deadline to whatever works best for you.
Like most busy women, I was going to go to the site and shop… later. However,[link widoczny dla zalogowanych], I happened to notice, way down at the bottom of the email in tiny,[link widoczny dla zalogowanych], little type, that the sale ended in two days. Why would they think the phrase "Limited time only - sale ends Friday, July 15, 2005 at midnight" was insignificant?
Make your offer credible. How do you do that? By sticking to your word. If you say an offer will end on a certain date, end it or give a darn good reason for extending the offer. If customers see that you continually tout "limited time offer," but keep the discount running past the deadline, you'll lose credibility and sales.
Here's another example,[link widoczny dla zalogowanych].
By Karon Thackston
See all Articles by Karon ThackstonGet Updates on Sales TrainingGet Updates on Karon Thackston Average: 4 Your rating: None Average: 4 (1 vote) Tweet
I received a fabulous email from a ladies clothing site at which I like to shop. It was for 50% off my entire purchase of anything on their site (clearance items or regular price). Wahoo! What woman wouldn't love that? Trouble is, I almost missed the deal due to procrastination.
When your customers understand you're making an offer that will expire shortly, they are motivated to act now, rather than later. If you give them a good enough reason not to procrastinate,[link widoczny dla zalogowanych], you can see a major surge in sales. Urgency is never something you want to hide in your copy.
Make a point to let customers know they have to act fast, or they'll miss out. The fear of being left out or left behind is a basic human motivator that can be triggered pretty easily. The trick is to actually let your customers know an offer is limited in some way. Here's how to create a powerful limited time offer.
As I was sitting at a fast food restaurant eating lunch, I was fiddling with the paper "tent" ads on the table. One was for a new salad (nope, not in a healthy mood) and one was for strawberry cheesecake. That sounded good, but I was almost finished with my sandwich and fries so I really didn't have room. I wasn't going home so I couldn't take it to go. I thought I'd just pick up a slice the next time I ate at this place until I saw - at the very bottom of the ad in teeny,[link widoczny dla zalogowanych], tiny type - the "limited time only" phrase.
Under normal circumstances,[link widoczny dla zalogowanych], you'd shout it from the rooftops. After all, when you have something urgent to say, you want others to know about it, right? But when it comes to “limited time only” offers, lately I've noticed a disturbing trend. Copywriters seem to actually be hiding the phrase! Let me give you some examples.
When I saw that phrase,[link widoczny dla zalogowanych], I immediately zipped over to the site and began bargain hunting. (Found some fantastic deals,[link widoczny dla zalogowanych], too!)
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Therefore, reduced dams situated in diminished water bodies produces smaller rates of energy.
3rd and last rationalization the reason smaller dams gives half hydroelectric power efficiency rate is that undersized dams and water reservoirs have the lesser chance to be updated. Most of the old blockades which are being utilised as water-based electricity turbines are stocked with motors and power pumps with old technology. Yet,[link widoczny dla zalogowanych], old technology creates power that persons are relying of. But then again,[link widoczny dla zalogowanych], a couple hydro power generators that are equipped with old technology power pumps and motors, occasionally offers lower rates than the usual.
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Water-based electricity turbines in one or more foreign countries are largely abused due to the fact that it delivers greater hydroelectricity productivity rate. because of this massive exploitation of organic energy, investors of the giant generators are facing economic troubles.
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Making a large generator updated with mechanical segments that are less to be rusty, requires more money and more lists of price tags. which is for what purpose,[link widoczny dla zalogowanych], old dams and water basins located in elements of the Earth that has rich water flow, are most likely kept and preserving the wonderful old fashioned performance.
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Author's Bio:
YOU’RE BOTH HUMAN
And if you’re expecting any 10s from a man, you’re not giving him much room to breathe. I think looking for 10 *moments*,[link widoczny dla zalogowanych], and realizing most of us hover around the mid- to high-mid number as a net score in most qualities allows you to see him (and yourself) as human. It allows for bad days (or weeks). It is a compassionate and accepting way to relate to him, and to yourself, and makes you a better mate.
BE WHAT YOU SEEK
You’re looking for a man to give you a lot, which is fine. Whatever it is you want him to provide for you and your life together, keep in mind that a man that has that much to offer is looking for his feminine counterpart.
IN CONCLUSION
If you get clear about what you want, make sure you’re not either pushing men away with unrealistic expectations, or looking to be saved from yourself, and work to be the kind of woman a man wants,[link widoczny dla zalogowanych], you’ll end up happily married. It takes work,[link widoczny dla zalogowanych], but it’s worth it!
My single coaching clients often ask me what is okay to want in their life mate. My simple answer is “Nothing is too much to ask for!”
In my opinion, that is a KEY component to ending up in a relationship that will last a lifetime. Sure, plenty of women settle and end up married. But need I remind you of the divorce rate? (Most reports have it holding steady at 50% for first marriages, higher for second marriages!) And that’s just what we see in the courts. Studies have shown that of the remaining 40 (+/-) %, only 10% of those people would call themselves happy! Yikes...those are disturbing statistics.
Once you have your list of “non-negotiables” figured out,[link widoczny dla zalogowanych], a great exercise to do is figure out where you stack up on that list. If you notice that, on a scale of 1 to 10,[link widoczny dla zalogowanych], you’re at a 0 with something, you’re not likely to attract that in a mate. (Keep in mind the “Like attracts like” principle.) If the quality you seek from him is that important to you (which tells you it’s a value you hold dear), build yourself up in that area.
This ends up creating a self-fulfilling prophecy; a woman feels unworthy, creates a situation where no man will “pass muster”, so she ends up alone. And she gets to be right about not being able to have what she longs for.
The other “culprit” is the fact that many people choose the person they plan to spend their life with not knowing who they really are, not fully knowing what they want (those go hand-in-hand), and oftentimes not feeling worthy of what they want anyway.
Learn how to date productively; avoid lots of superficial chatter,[link widoczny dla zalogowanych], or spending so much time at the movies or concerts that there’s little communication possible. Make your contacts with men count: every date, call, email,[link widoczny dla zalogowanych], you’ve either learned more about him, or shared something about you.
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THE DANGERS OF SHORT-TERM FOCUS
After working with clients for many years, and studying relationship issues forever, I’ve come to the conclusion that it’s due in great part to short-term thinking: “must have a man NOW”; “must get married SOON”; “my clock is TICKING!”
Also,[link widoczny dla zalogowanych], if there are any lurking negative attitudes and/or fears about men, make sure you discover what they are,[link widoczny dla zalogowanych], and work on removing them – whether on your own, with a friend, with a coach or a therapist.
REALISTIC EXPECTATIONS?
While I always recommend clients be clear about what their “non-negotiable” qualities in a man are - and to not settle for less - I do see women shooting themselves in the foot by having their bottom-line “gotta haves” set so high there aren’t any men that would be likely to meet them. I’ve noticed that when that’s true for a woman, oftentimes what’s at play is either a deep fear of being successful (and this is a way to keep men at a distance), or there’s a need for a man to be responsible for things she’s not willing to handle for herself.
The cure for this is to be fully responsible for yourself and your own fulfillment and happiness. Make choices that are aligned with who you are and what you want in your life. You can’t drive east, looking for a sunset!
GIVE IT TIME
Once you’re clear that your requirements are right for you,[link widoczny dla zalogowanych], and not some type of barrier keeping men away,[link widoczny dla zalogowanych], the next thing to do is spend enough time with a man to know whether or not he’s got those qualities. DON’T use chemistry as the criteria to decide whether or not a man makes the cut. (At some point it’s important, but often it’s counterproductive in the very beginning because it clouds judgment.)
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&nbsp,[link widoczny dla zalogowanych]; &nbsp,[link widoczny dla zalogowanych]; 2008-09-19 10:11:34&nbsp,[link widoczny dla zalogowanych]; &nbsp,[link widoczny dla zalogowanych];
social commentary in the news / Hong Kong stocks rose sharply,[link widoczny dla zalogowanych], the Hang Seng Index closed at 18878 points,[link widoczny dla zalogowanych], up 1246 points,[link widoczny dla zalogowanych], an increase of 7%.
after the opening 5 minutes,[link widoczny dla zalogowanych], the newest newspaper 18836 points,[link widoczny dla zalogowanych], up 1204 points.
the classification index rose across the board,[link widoczny dla zalogowanych], state-owned enterprises index rose 10%.
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Issues, however, do become challenging when friends are not on the same page with what the friendship means to them. Or when the friendship becomes threatening to the committed relationship.

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The best thing you can do when you first realise you have debt problems is to speak to the companies involved and ask what their financial difficulty policy is. Some may give you 3 months of reduced payments to assist with short term difficulties and some may offer you longer. They are far more open to helping people if you contact them first. Keep in touch with the companies involved and pay a little extra every time you can, as this will encourage them to help you in future.
Debt collectors in the UK that work for major financial institutions earn a wage. They can earn a bonus (usually yearly) by exceeding certain targets set for them. Generally these targets are based on the amount they collect and also the number of promises (a promise to pay by a debtor) that have been made versus the number kept. To put it simply, if you promise to pay a Bank £10 per week for 5 weeks and you make every payment on time, that counts as a successfully kept promise against your record and also against the collector who arranged it for you. If you fail to pay on time or pay less than you agreed, the arrangement will fail and the collector will be penalised and your record will be marked.
2. I am paying the amount I promised so my credit rating will not be affected. False – your credit report will show that you are in an arrangement with a creditor.
Having been in the debt collection business for some years now it never ceases to amaze me how people deal with their debt problems. There seems to be 3 main methods of dealing with debt,[link widoczny dla zalogowanych].
2,[link widoczny dla zalogowanych]. Worry Wart Approach – Believe everything the debt collection agencies tell you.
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Rule No. 5 – Get things in perspective,[link widoczny dla zalogowanych]. If you are a worrier then CCCS is the way to go. You can even send them your letters from the creditors chasing you and they will deal with them. Remember that Banks earn billions of pounds of profit each year; the small amount you owe them is a drop in the ocean for them. Banks also allow for a certain amount of loss each year.
Generally the people that choose option 1 or 2 will eventually have to opt for option 3 but their costs will be far greater in the long run.
By Ashley Ayling
See all Articles by Ashley AylingGet Updates on Debt and Debt ConsolidationGet Updates on Ashley Ayling Average: 4,[link widoczny dla zalogowanych].2 Your rating: None Average: 4,[link widoczny dla zalogowanych].2 (5 votes) Tweet
1. Ostrich Approach – Bury your head in the sand and the problems will disappear,[link widoczny dla zalogowanych].
Rule No. 4 – Make them an offer. If by chance you come into some money but it is not quite enough to repay all your creditors, offer them a percentage of the total debt as a ‘full and final’ offer. This is a very common way of reducing the amount you owe. Say you owe a Bank £1000. If you can’t pay,[link widoczny dla zalogowanych], they will eventually sell this debt onto a debt collection agency for say 60pence in the pound. Meaning they have already lost £400. Add on to this figure the Bank’s costs for chasing the debt originally and it will probably amount to around £600 lost. Therefore the Bank will be open to offers. Generally the lowest they will go to is 50% of the total debt outstanding. Offers must be made in writing.
Rule No. 3 – If your basic expenditure exceeds your income there is no way you can pay your creditors a fair amount. Get help. Major Banks and Building Societies contribute financially towards certain debt counselling companies. The major one in the UK is CCCS. There are many agencies that will help you, however the majority will take a percentage of the amount you can afford and keep it themselves to cover their costs. With CCCS every penny goes to your creditors, meaning you repay your debt more quickly. Quite often they are also able to suspend charges meaning you owe less.
3. I have gone through CCCS so my credit rating will not be affected. False again – your credit report will show that you have sought help for credit problems and is likely to remain on your records for 6 years,[link widoczny dla zalogowanych].
Rule No. 1 – Don’t make a promise you can’t keep. Many people feel intimidated by debt collectors and therefore feel under pressure to promise to pay more than they can reasonably afford. When this arrangement fails (and it will fail), the Bank will be less likely to help you in future.
There are some common misconceptions about debt that I will correct here.
Rule No.6 – Cancel as many direct debits and standing orders as you can. If your Bank account is overdrawn the Bank won’t pay these items anyway and will charge you between £20 and £50. The charges are automated. It doesn’t matter if you told the cashier at your local branch that you were having trouble, the charges still apply.
Rule No. 2 – Know exactly how much you can afford to pay and then halve it. It is absolutely essential that you work out your budget prior to making an offer. Most people forget to include things like haircuts,[link widoczny dla zalogowanych], clothes purchase and home maintenance in their budgets. These are things that you will have to pay out for during your arrangement with the Bank and therefore will affect how much you can afford to pay. When you have worked out exactly how much you can pay and have halved it, ring the Bank. It is their job to get you to increase your offer. So if you know you can comfortably afford £10 per week, you offer £5 and after some strong negotiation the Bank get you to increase your offer to £7.50, it is a win-win situation. The collector feels they have done a good job by getting you to increase your offer and you are better off. This enables you to pay extra on top of your offer if you want and this will improve your record with the Bank.
Here I will point out the do’s and don’ts for dealing with your debt problems.
3. Sensible Approach – Deal with your problems,[link widoczny dla zalogowanych].
1. If I am paying something they can’t take me to court. Absolutely false.
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Control. As a freelancer you have to please your boss or your client. You don't usually make strategic decisions and you rely on other people to give you direction. As an employee you can become the boss and control your future.

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Some may have serious concerns as to whether or not this type of therapy can lead to noticeable results in terms of overcoming anxiety. Really,[link widoczny dla zalogowanych], there is nothing to be concerned about because cognitive behavioral therapy has long since been proven to be an effective treatment method. This is most definitely not a new treatment methodology as it has been employed by psychologists and other mental health professionals for great success for many years.
The behavioral therapy component for overcoming anxiety is the other side of the coin. This approach deals with the actual triggers related to physical actions or activities that can cause an anxiety based reaction. As with the mental component to cognitive therapy, the goal with behavioral therapy is to modify one's trigger reaction to activities that bring about anxiety.
As a form of anxiety relief, cognitive behavioral therapy involves taking a two-pronged approach to the problem. The first half entails dealing with the cognitive issues which create anxiety. That is, the thoughts and psychological components of the problem will be examined. Basically,[link widoczny dla zalogowanych], the mental triggers that cause anxiety will be examined and then steps taken to reverse the trigger effect will be enacted.
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For those looking for methods of overcoming anxiety,[link widoczny dla zalogowanych], there are a number of options available that can be considered "natural." What do those natural anxiety relief methods involve? Basically,[link widoczny dla zalogowanych], these are anti-anxiety strategies that do not involve the use of prescription pills or drugs as a means of alleviating the problem. Often,[link widoczny dla zalogowanych], these methods prove far healthier than what the overused methods of treating anxiety deliver. One such method of overcoming anxiety is cognitive behavioral therapy.
One of the main reasons why cognitive behavioral therapy works as a means of improving one's ability to gain much needed anxiety relief centers on the fact that most people are unaware of what causes their anxiety. In a stunning number of instances,[link widoczny dla zalogowanych], the triggers that cause the onset of anxiety, stress, or a panic attack are completely unknown to the person experiencing the problem. Through working with a therapist,[link widoczny dla zalogowanych], the ability to get to the core of what is creating the anxiety becomes possible. From this, overcoming anxiety becomes possible because the root of the problem is identified.
Cognitive behavioral therapy is not something new. It has been employed by mental health professionals for decades as a means of altering the behavior choices a person makes that creates the mental health issues. Cognitive behavioral therapy has not only been employed as a means of overcoming anxiety,[link widoczny dla zalogowanych], it has even been used to treat other highly serious mental health issues as well. So,[link widoczny dla zalogowanych], what does cognitive therapy entail? Here is a brief overview of what it entails:
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Let’s look at some facts about ADD and ADHD: people have long observed a cluster of symptoms that occur in a person of average or above average intelligence who seems unable to function in a competent, masterful way.

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1. Prioritize sex.
Your assumptions about what your partner enjoys sexually might be standing in the way of a great sex life. You're both evolving--your partner's tastes in music,[link widoczny dla zalogowanych], food, and clothes have probably changed over the years, so why do you assume that his/her sexual desires are the same as when you first met? Ask your partner what turns him/her on today. Don't assume you know (even if you believe you know your partner really well). Maybe there is something s/he would like you to try sexually that s/he would find exciting. Information about your partner's sexual desires and fantasies can go a long way in creating an exciting sex life.
Couples in long-term relationships need to revisit the art of flirtation. Flirting and teasing are great ways to fan the flames of desire. Have you ever noticed how people in a new relationship excel at teasing? Whether seducing each other at the supermarket or while sitting at a red light, new lovers discover ways to turn each other on in the most ordinary of circumstances. Unbeknownst to them, these couples are actively creating opportunities to flirt and entice each other. Are you ready to enter the game of flirting with your partner?
Q: I love my husband, but somewhere along the line we've become more like friends than lovers. We had an amazing sex life early in our relationship but now we're lucky if we have sex once a month,[link widoczny dla zalogowanych], and when we do it's pretty unremarkable. I really enjoy sex and I'd like to make it a regular part of our life again. Any suggestions?
Is your relationship worth protecting,[link widoczny dla zalogowanych]? Are you ready to make your marriage everything it can be?
By Dr. Richard Nicastro, the Official Guide To Intimacy
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7. Become less predictable.
6. Talk about sex,[link widoczny dla zalogowanych].
To discover more relationship tips, visit and sign up for Dr. Nicastro's FREE Relationship Toolbox Newsletter.
Author's Bio:&nbsp,[link widoczny dla zalogowanych];
5. Nurture your sexual attitude.
4. Become playful and provocative.
Both partners need to make a commitment to nurture the physical aspect of the relationship. It's a big step to acknowledge that you've been neglecting passion. But once you do, you can begin having the discussions that will get you thinking about sex and eventually bumping it up on your list of priorities. There is no shame in saying, "Hey, we got caught up in life and left something behind that we really miss. Let's agree to openly and honestly work on this together."
A: First of all, you need to take solace in the fact that you're not alone with this problem. Most couples in long-term relationships note a marked reduction in the quantity and quality of sex as the years progress. When you're wrapped up in the heady euphoria of a new relationship, it's hard to imagine that the grinding reality of daily life can ever dampen sexual desire, but, voila! Here you are, years later,[link widoczny dla zalogowanych], juggling kids and a mortgage and a new career, and sex just isn't a priority. And the first step in rejuvenating a lackluster sex life is the awareness of this natural ebb and flow.
The art and skill of flirting starts with a particular attitude. The most important part of this attitude involves giving yourself permission to be playful and provocative with your partner. Without permission,[link widoczny dla zalogowanych], you will remain inhibited and lose the freedom necessary to have a fulfilling sex life. Learn to give yourself permission to have fun with your partner.
As a bonus, you will receive the popular free reports: "The four mindsets that can topple your relationship" and "Relationship self-defense: Control the way you argue before your arguments control you."
A word for some of you men out there (you know who you are): Planning for sex doesn't mean buying a new multivitamin and sprinting into the bedroom for a quickie. The type of sex that fosters a couple's connection occurs within the context of a loving, intimate relationship. When you nurture romance and make your partner feel special,[link widoczny dla zalogowanych], you set the stage for an evening of passion and great sex. Romance doesn't have to be costly or time consuming (of course, it can if you want it to be). A sensual body massage with your partner's favorite lotion can go a long way in setting just the right mood for passionate love making. Pay attention to romance first, and sex will follow.
2. Plan for sex.
Providing there aren't medical reasons for your dwindling sex life (if you're not sure, have a doctor check you out),[link widoczny dla zalogowanych], there are some simple ideas you can incorporate into your life now that can help you and your partner resuscitate your sexual desire:
Some couples fall into a rut because their sexual routines have become too predictable. While familiarity is comforting and helps build trust,[link widoczny dla zalogowanych], it can also become a little boring when it comes to sex. Uncertainty and novelty feed excitement and can give your sex life an electrical charge. Experiment together (there are many good books available to help couples work on improving their sex life) and create a shared sense of adventure in the bedroom (or the living room,[link widoczny dla zalogowanych], or the study...)
3. Plan for romance.
Once you've both agreed to make sex a priority, it's time for some planning. You may be thinking: "Sex should be a spontaneous, natural experience. Planning for it will ruin the magic." Not at all! Quite the contrary: many of the most enjoyable,[link widoczny dla zalogowanych], rewarding things we experience in life are things we must plan for. And when couples put effort into creating the time and space they need for physical intimacy, they temporarily take themselves away from the stresses of their hectic lives. This planned-for time and space actually allows spontaneity to flourish.
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Let’s look at some facts about ADD and ADHD: people have long observed a cluster of symptoms that occur in a person of average or above average intelligence who seems unable to function in a competent, masterful way.

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Follow through when you have a sense that something is wrong. I always say it is better to be overprotective than sorry.
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Best Wishes, Stephanie
Probably the most important lesson I have learned in developing my intuition is to trust and act on “knowing without knowing why”. Most often this empathic connection; an acute feeling sense,[link widoczny dla zalogowanych], happens between family members and close friends. But it can also happen with our pets. A few nights ago this happened when my daughter’s friend was hanging out.
The four of us sat down to have dinner. One minute we were immersed in conversation and the next we were silenced. “Hold on a minute” my daughter’s friend said. “I think I hear my dog barking”. “I didn’t hear anything” I said. “Are you sure”? “Yes, I know his bark and I have this funny feeling that something is wrong”.
Have you had this happen; have you received an internal distress signal that interrupts your normal activity? You have this strong sense that things are out of sorts,[link widoczny dla zalogowanych], you feel alarmed, now what do you do? Experience is our best teacher. And from years of listening,[link widoczny dla zalogowanych], coaching, and going through this personally, I recommend you “heed the call”.
The news was shocking on so many levels,[link widoczny dla zalogowanych], as you can imagine! I called within minutes of Bes getting this awful news,[link widoczny dla zalogowanych], “knowing” something was wrong…
Bes’ mother played such an influential role in my life growing up. She always encouraged my interest in metaphysics. When I visited their house we had tea and talked about Edgar Cayce, Carl Jung,[link widoczny dla zalogowanych], and Ram Dass. Throwing the I Ching coins and interpreting the hexagrams became a ritual. And in spite of time passing and the distance between us,[link widoczny dla zalogowanych], my connection to her remained intact on the deepest level.
Some years back, I remember suddenly feeling pressure in my head, and tightness in my upper chest. I had this persistent thought, insisting that I call a friend I have known since High School. We’d kept in touch and I visited when I went east, but it had been awhile. Part of me was hesitant because I felt uncertain about what I was going to say. But I couldn’t get past this horrid feeling that had a grip hold on me. I dialed her number and my friend’s husband answered the phone. “Hi,[link widoczny dla zalogowanych], this is Stephanie from California. Is Bes there”? “No, she just left. Her mother had a heart attack. Bes is on her way to the hospital right now”…
By Stephanie Alt,[link widoczny dla zalogowanych], M.S. Psychic Therapist
See all Articles by Stephanie AltSee Stephanie Alt's Expert PageGet Updates on Mind ControlGet Updates on Stephanie Alt Average: 3.583335 Your rating: None Average: 3.6 (12 votes) Tweet
In the book “The Gift of Fear and Other Survival Signals That Protect Us from Violence” Gavin De Becker says, … “When you honor accurate intuitive signals and evaluate them without denial, you need not be wary. You come to trust that you will be notified if there is something worthy of your attention. The role of fear in your life lessons as your mind and body come to know that you will listen...We can welcome fear with a “thank you God for a signal I can act on".
Do you have tales like this to tell? Feel free to email me at [link widoczny dla zalogowanych] or post a comment here on my blog. If you are interested in learning more about me and developing your instincts and intuition,[link widoczny dla zalogowanych], go to my website: [link widoczny dla zalogowanych]
Amazed as I was that Jaz could hear her dog, I urged her to go take a look. I was worried because no one was home at her house. Her mom was working late. So I turned on our outside light,[link widoczny dla zalogowanych], stood by the front door and waited while she and my daughter went to check things out. My daughter kept phone contact with Jaz as she walked inside. I saw the lights go on in the garage and both girls returned together a few minutes later. “What happened? Was your dog okay” I asked. “I am glad I went home” she said. “I found my dog trapped under our bikes in the garage. He must have jumped up to get something and the bikes toppled on him. He wasn’t hurt,[link widoczny dla zalogowanych], but he could have been struggling to get free”… “I am so glad you heard him, and trusted your feelings. I dread to think what could have happened if you hadn’t” I said.
“Fine-tuning your intuition safeguards your future and opens doors to the extraordinary”. Stephanie Rachel Alt
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Let’s look at some facts about ADD and ADHD: people have long observed a cluster of symptoms that occur in a person of average or above average intelligence who seems unable to function in a competent, masterful way.

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1. Top achievers are optimists,[link widoczny dla zalogowanych].
They keep their dream warm untill it is manifested. They set goals and take positive steps to make it come true. They firmly believe that as long as they do their best to get what they want, things will work out just fine.
Neither do they dwell upon the past, nor throw away too much of their valuable time just dreaming about the future. They focus their energy within the time frame where it is possible to create results.
7,[link widoczny dla zalogowanych]. Top achievers take full responsibility of their own actions.
They listen to their own motivation and follow this, rather than some limiting, conceptual beliefs about how things should be. They chose to trust their gut feelings.
By Aase Koppergaard
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They ask for help from others when they realize they have more knowledge and experience than themselves, but when it comes to making choices they take the full responsibility no matter the outcome. They have realized that blaming others will not bring them closer to what they want.
5. Top achievers enjoy and live within the present moment,[link widoczny dla zalogowanych].
Attracting abundance is all about how you manage your energy. If the programming of your mind happens to be more of the negative kind,[link widoczny dla zalogowanych], then modeling top achievers is a smart thing to do as the way they manage their energy bring such good results. In this article you are given the bullet points of why they’re so good at attracting abundance.
They are thoughtful, loving, and kind and choose to think positively about other people. They resist passing on negative judgments on someone – including themselves. As a consequence people like to help them and work for them on their mission.
However; when coming from a negative programming of your mind it may be a challenge to reprogram it. It is a challenge well worth dealing with though, if attracting abundance sounds intriguing to you and you decide to become one of the top achievers.
4. Frustrations are dealt with positively, not dwelled upon.
Attracting abundance is probably a dream most people share and yet few seems to master the art,[link widoczny dla zalogowanych]. How do top achievers manage their energy? What kind of thoughts do they fill their head with,[link widoczny dla zalogowanych]? What are they focusing upon,[link widoczny dla zalogowanych]? What kind of beliefs do they have,[link widoczny dla zalogowanych]? How do they make choices,[link widoczny dla zalogowanych]? Here is a short list of the most important characteristics of how top achievers are attracting abundance.
2. Top achievers are action takers envisioning what they want.
They focus on the bright side of everything. They chose to believe that things tend to work out well. They do not let fear influence what and how they chose, nor their focus.
Top achievers take frustrations as challenges that help them to grow and move forward.
3. Top achievers are straightforward with everyone,[link widoczny dla zalogowanych].
Maybe you think this is too simple too be true, that there has to be a hidden secret somewhere. The fact is that the principles of attracting abundance are simple. It is we human beings that complicate things. You may have heard that simplicity is the best? Well, it’s true. Make it simple and so it will be.
6. Top achievers listen to their heart.
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Some people who are normally colorful in conversation find their delivery skills lacking in expression. And then there are those who lack color both in conversation and at the lectern.

ujiwosapf

To the uninitiated, shares may seem a little like some imaginary game that people play. In the days of share certificates one could be forgiven for thinking that people were buying and selling pieces of paper. These days there are no longer even pieces of paper to recognize ownership,[link widoczny dla zalogowanych], just electronic ‘blips’ on a computer system. This may create an appearance of insubstantiality, but keep in mind that any apparent lack of substance is only that – an appearance.
Investing and trading in shares is a profession. All of those who are successful, and there are NO exceptions to this,[link widoczny dla zalogowanych], treat it as such and never as some idle time hobby. You don’t need to BE a professional, but you do need to APROACH this like a professional. You then enter a different world; one where the daily news and financial media reports may be interesting,[link widoczny dla zalogowanych], entertaining, worrying, confusing,[link widoczny dla zalogowanych], and even comical but they are of little,[link widoczny dla zalogowanych], if any value to us as we make our trading and investing decisions. Indeed they are usually of no more value than the “expert” advice freely available in any hotel bar or at any Sunday afternoon social or around the work-place water cooler.
Misconceptions and erroneous beliefs abound. For example: shares are risky; the stock market is a casino; you have to watch your stocks 24/7 and so on,[link widoczny dla zalogowanych]. The reality is shares represent a wonderful opportunity for anyone with nothing more than a junior high school education to make some serious money,[link widoczny dla zalogowanych].
By Trevor Hurst
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Real estate enthusiasts sometimes use the expression ‘kick the bricks’, implying that a house is a real object and that therefore it is somehow safer as an investment. However,[link widoczny dla zalogowanych], the ownership of any particular property is registered on a contract (or a piece of paper), which is then turned into a computer ‘blip’. Buying and selling real estate is nothing more than changing signatures on pieces of paper.
A share is also nothing more than a registration of ownership. The ownership in this case is of a company. A company in turn is simply a legal identity that owns real things. These real things include objects such as real estate, land,[link widoczny dla zalogowanych], cash, and inventories. Companies also own less substantial things such as copyrights, intellectual property,[link widoczny dla zalogowanych], and mastheads. This list is not exhaustive and the property of shareholders will vary depending upon the business.
The point is that if we own shares in Wal-Mart as an example, we can go down to the nearest Wal-Mart store and ‘kick the bricks’ to check the substantiality of our investment. Those who own shares in a company are the legal owners of the firm’s assets (less the debts). This is not substantially different from ownership of any object such as a car or house.
Like anything else, there are a few simple things to learn, tricks of the trade so to speak,[link widoczny dla zalogowanych], that will make all the difference for you. Way too many people seem to think they can just waltz in with no special training and succeed. This baffles me. Nobody in their right mind would expect to enter any other profession in the world with absolutely no training and yet we see this all the time in the investment industry.
Take the time to learn your craft. There should never be a sense of hurry. Share trading (and investing) using our proven simple and safe method is very exciting and rewarding. Few people ever experience the sense of true security and peace of mind this brings and which,[link widoczny dla zalogowanych], in due course, will be yours forever.
Share Market Basics
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Oprah Winfrey– “Never let a man define who you are,[link widoczny dla zalogowanych].”
A friend wouldn’t mistreat a friend. Don’t settle.”
Oprah Winfrey– “Slower is better,[link widoczny dla zalogowanych]. Never live your life for a man
Oprah Winfrey– “Never let a man know everything. He will use
not better.”
Oprah Winfrey– “Do not make him into a quasi-god.”
Oprah Winfrey– “You should not be the one doing all the
By Tuchy Palmieri "oprah In Her own Words"
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From the book "Oprah In her own words" by6 Tuchy Palmieri
Oprah Winfrey– “He is a man; nothing more, nothing less.”
Oprah Winfrey– “A man will only treat you the way you allow
(or spirit) to save you from heartache.”
than you are, even if he has more education or a better job.”
Oprah Winfrey– “If a man wants you, nothing can keep him
Oprah Winfrey– “You cannot change a man’s behavior,[link widoczny dla zalogowanych]. Change
You’ll be mad at yourself a year later for staying when things are
comes from within.”
Oprah Winfrey– “Don’t ever make him feel he is more important
him to treat you.”
from his.”
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them pregnant,[link widoczny dla zalogowanych], why would he treat you any differently?”
cheated with you,[link widoczny dla zalogowanych], he’ll cheat on you.”
Oprah Winfrey– “Avoid men who’ve got a bunch of children by
Oprah Winfrey– “The only person you can control in a
bending–compromise is a two-way street.”
If something bothers you, speak up.”
a bunch of different women. He didn’t marry them when he got
Oprah Winfrey– “Always have your own set of friends separate
he probably is. Don’t stay because you think ‘it will get better,[link widoczny dla zalogowanych].’
relationship is you.”
Oprah Winfrey– “Maintain boundaries in how a guy treats you.
Oprah Winfrey– “Never borrow someone else’s man,[link widoczny dla zalogowanych]. If he
—“Stop trying to change yourself for a
Oprah Winfrey– “If a relationship ends because the man was not
making excuses for a man and his behavior,[link widoczny dla zalogowanych]. Allow your intuition
before you find what makes you truly happy.”
it against you later,[link widoczny dla zalogowanych].”
relationship that’s not meant to be.”
away. If he doesn’t want you, nothing can make him stay. Stop
treating you as you deserve then heck no, you can’t ‘be friends.’
Oprah Winfrey– “If you feel like he is stringing you along,[link widoczny dla zalogowanych], then
Oprah Winfrey– “All men are NOT dogs,[link widoczny dla zalogowanych].”
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Let’s look at some facts about ADD and ADHD: people have long observed a cluster of symptoms that occur in a person of average or above average intelligence who seems unable to function in a competent, masterful way.